"MAKE A DECISION, MAKE AN OFFER."

The importance of a prompt and timely response by the insurance company cannot be overlooked.
"There is a repeated inexcusable neglect and carelessness in claims handling; so obvious, in fact, that one might conclude that it was intentional, at best, or grossly neglectful, at least." https:/www.floridabar.org/the-florida-bar-journal
Personal Injury

PROPERTY DAMAGE AND INSURANCE CLAIMS

Insurance Companies have no problem collecting monthly premiums from homeowners. Yet, when that same homeowner suffers damages and is at their most vulnerable, those companies will find any excuse why they will not fulfill the promises in the policy to take care of the homeowner and  family in their time of need. 
 
  • Homeowners Claims and Home Damage
  • Hurricanes, Tropical Storms, Windstorms and Rain damage
  • Flooding, storm surge, water main and pipe breaks
  • Mold, Contamination, and other property pollutants
  • Environmental Liability
  • Defective Construction
  • Construction Liability
  • Subrogation
  • Mitigation
  • Fire, Accident, and premises liability claim

The property interests of a homeowner are among their most valuable assets, yet they are constantly at risk from hazards, weather, and accidents. When a loss occurs, homeowners turn to their policy to respond and often fall at the mercy of their own insurer. 


The unavoidable fact is that insurance companies take advantage of their client by denying claims, delaying payments, or using their financial superiority as leverage against their own client. Insurance companies need to realize the additional financial and emotional damage they cause through their bad faith practices.   


Popa Law takes the initiative to spearhead those first-party claims by actively participating in the investigation, mitigation, and examination to maximize the recovery of the homeowner's claim. 

Through every step of the process, we carefully examine the facts of the loss, the language of the policy, and the applicable law to work through any contested issues of coverage and defend the value of the individual's loss.

Popa Law is experienced in representing homeowners and their families in almost all types of property damage claims. Let Popa Law help you navigate the complexities of your homeowner insurance claims and aggressively negotiate and litigate for you.

Popa Law is familiar with the complex and intricate issues arising in insurance coverage disputes, and are able to counsel clients on the insurance company's duty to defend and also pay policy holders.
Personal injury court

PROPERTY CLAIMS AND BAD FAITH

Courts have recognized that insurance companies owe a duty to the insured homeowners to act in the HOMEOWNER'S best interest rather than their own. The insurance company owes the homeowner a duty of good faith and fair dealing.

Under Florida Law, any person may bring a civil action against an insurer when such a person is damaged by the insurer's failure to attempt "in good faith to settle claims when, under all circumstances, it could and should have done so, had it acted fairly and honestly toward its insured and with due regard for his interests." Fla. Stat. 624.155(1)(B)(1); see also Fla. Std. Jury Instruction (Civ.) 3.1

THE INSURED SURRENDERS CONTROL OF THE CASE TO THE INSURANCE COMPANY

"The problem arises when a claim is made and the claim carries the risk of exceeding the limits of coverage, thereby transferring what could be a catastrophic event back to the insured...Often they are not playing with their own money. Rather, they are risking the insured's money."
 
Popa Law - Civil Advocacy


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